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Franklin State Bank

Franklin State Bank

LOANS

The Franklin State Bank offers a variety of loans at very competitive rates! Call Scott Nissen or Cynthia Zeman for details (800) 504-2265.

Consumer
Residential Real Estate
Agricultural Operating
Agricultural Equipment
Farm Real Estate
Recreational and Hunting Land
Commercial

Consumer

Loans with multiple term lengths are available
Interest rates vary based on length and purpose of loan
Loan to value varies depending on type of loan
Loans for all types of consumer purchases including; auto, boat, camper, snowmobile, motorcycle, ATV, etc…
Consumer loans require and existing checking account relationship

Residential

Loans are retained by bank
Multiple amortization and term lengths available
Loans for purchase and refinance
Home equity loans are available
Low closing costs!

Agricultural Operating

Crop input, rent, and livestock loans available
Multiple term lengths available
Lender assisted financial analysis provided
Loan amounts dependent on type of collateral and cash flow
Competitive variable rates
No origination fees

Agricultural Equipment

All types of equipment
Purchase and refinance
New and used
Multiple term lengths and repayment schedules availableUp to 7 year term
Competitive Fixed and variable rates
Loan amounts are dependent on collateral and cash flow
No origination fees

Farm Real Estate

Loans retained by bank
Purchase and refinance
Multiple amortizations and terms lengths available
Loan amounts are dependent on type of collateral and cash flow
Multiple payment terms available
No origination fees
Low closing costs

Hunting and Recreational

Loans retained by bank
Purchase and refinance
Multiple amortizations and term lengths available
Loan amounts are dependent on type of collateral and cash flow
Multiple payment terms available
No origination fees
Low closing costs

Commercial

Real estate, equipment, and operating
Purchase and refinance
Multiple amortizations and term lengths available
Loan amounts are dependent on type of collateral and cash flow