ANNOUNCEMENT

Through these times of uncertainty, we want you to know that the health and safety of our staff, customers and community are our highest priorities. In view of this, we are taking precautionary measures in response to COVID-19 (coronavirus). Our plan follows guidance from both Centers for Disease Control and Prevention (CDC) and local and state health leaders throughout the areas we serve. These steps ensure that we have the correct resources and risk management for your health and safety during this time of economic and public health stress.

We are currently not anticipating any lobby weekday closures, but do have options if you would prefer to access your banking through other means. You can access your accounts and services by using our digital banking or mobile app, or by calling us. If you have not already set up your digital banking account, now is a wonderful time to do so to have 24/7 access to your accounts for check deposit, transfers, bill pay, banking statements, and more. Enroll at https://secure.franklinstatebank.com. In addition, ATM’s are an alternative option for required cash.

Our current plan includes the following steps:

1. We will be closed all Saturdays through April 11th; open regular hours, 8am – 4pm Mon - Fri
2. Daily disinfecting of common areas and personal work spaces
3. Encouraging our customers to limit their exposure
• Keep onsite banking limited to what is necessary
• Shift transactions to Debits Cards if able to
• Utilize Digital Banking services
• Visit ATM's for needed cash

The banking industry is strong and customer deposits will continue to be insured by the FDIC.

We must work together as a community to slow or mitigate this virus and help each other out by offering support to those in need. We are committed to providing support to our community as need arise. If we all do our part we may be able to slow the transmission of COVID-19 giving some relief to the stress of the medical facilities that will likely be experiencing in the future.